利率: interest rates...
取而代之: to substitute for sb, to remove and replace...
运气: luck (good or bad)...
剪刀: scissors...
风: wind, news, style, custom, manner...
借鉴: to draw on (others' experience), to learn from (how others do things), lesson to be learned (by observing others)...
逼迫: to force, to compel, to coerce...
如果说: if, if one were to say...
驯: to attain gradually, to tame...
漫游: to travel around, to roam, (mobile telephony) roaming...
